Why I Abandoned My Budget
Everyone seems to be talking about budget nowadays. First, there’s the big Malaysian Budget 2010. At work we have to prepare our department budget for next year.
I’ve thrown my budget out the window.
Not literally of course. My budget is on a spreadsheet. I can’t throw it anywhere. But I’ve stopped trying [...]
If you have read my previous post about setting SMART financial goals, you may need a way to calculate the future value of money.
For example, you want to save enough money for your child’s education in 15 years time. How do you know how much to save?
I have written a simple future value calculator based [...]
(Originally published on my frugal blog on June 3 2009)
In my previous post I pointed out to you how we must have financial goals before we even think about investment.
Today I’m going to show you how to set financial goals for your own life.
What Are Your Financial Goals?
Now, you may ask me what goals qualify [...]
(Originally published on my frugal blog on June 1 2009)
“Why do I save money? Why do I invest? It’s hard work!”
“Sometimes it is so hard that I just feel like giving up. Why do I have to ’suffer’ today and live without the things I want?”
“Why do I have to ’sacrifice’ so many things when [...]
I’ve been doing a lot of reading in the past few months.
I realized that my financial knowledge is not wide enough. I may know (or I think I know) about interest rates or minimizing debt, but I realize that there is so much more to learn.
From what I have read so far, one of the [...]
