Am I Money Minded?

In the past few months, I have been investing a lot of time, energy and money into financial education.

To be specific, I’ve started reading Personal Money, The Edge, and I’ve already finished seven personal finance books:

  1. The Millionaire in Me – Azizi Ali
  2. Millionaires Are From a Different Planet – Azizi Ali
  3. How to be a Property Millionaire – Azizi Ali
  4. Growing Your Money – Azizi Ali
  5. Why We Want You To Be Rich – Donald Trump and Robert Kiyosaki
  6. Your Money and Your Brain – Jason Zweig
  7. Secrets of Self Made Millionaires – Adam Khoo

Books 1, 2 and 5 I bought, the rest are from the library. And I’m going to the library this Saturday to borrow even more finance books!

After reading those books, I realize that I’ve made some mistakes, specifically with regards to insurance and financial planning. I just hope it’s not too late for me to recover from those mistakes.

I’ve also made some drastic changes to my financial management.

The thing is, nobody takes me seriously. They think I’m being stingy.

Am I really so money minded?

I don’t know about the others, but I have dreams I want to achieve. I want to have a comfortable home and a middle class lifestyle for my family. I want to provide for my children’s education and to have enough for retirement.

Based on my calculations, I will need millions to achieve those dreams!

I feel nobody takes me seriously.

It feels so lonely. I feel like I’m the only one who sees impending doom while everyone else is partying and laughing at me.

I wonder if there’s a support group I can join.

9 thoughts on “Am I Money Minded?”

  1. It’s nice that you’re doing so much reading lately, but do be careful of books that aren’t what they purport to be – there are lot’s of good and bad literature in this world, so try to read critically.

    Other than that, I think it’s perfectly alright to be financially careful (without being overly stingy, of course). Try not to set too high a goal or expectation for yourself. 🙂

    Adino: I don’t set any unrealistic expectations, but even then it’s pretty scary!

  2. Hmm… there’s another blogger whom I’ve been following for years. She is so much more kiamsiap than me (and I already consider myself very kiamsiap) that I think sometimes she is ridiculous.

    But years after following her blog, she turned out so successful in many ways – her family’s health coverage, her daughters each get $100 a month into their savings account, she is saving up good money towards purchasing a home without taking on any debt at all… I feel quite jealous. Haha. 😛

    Adino: Really? I want to follow her blog too! Haha

  3. i am biased of cos but i believe u will make it one day.. a financial success. u have a knack of making things happen. when u get carried away, Poey Chin will set yr feet back on the ground. a wonderful combination. Rachel will b the motivating factor of cos. a wonderful set-up

    Adino: Thank you for the encouragement. I hope I can find the right balance.

  4. Hey adino, you are not alone. I personally like to follow these personal finance blogs – Get Rich Slowly and The Simple Dollar. I find that the bloggers give excellent, down-to-earth advice that is so much more suited to ordinary folk like us rather than personal finance books. Give it a try, you might like it. 🙂

    Adino: I read those blogs too, but somehow they are not 100% applicable to us Malaysians.

  5. In your quest for more moolah, don’t lose sight of the things that really matter. The way I see it, you’re already a millionaire – you have a loving family to fall back on! 🙂

    Adino: My family’s my most precious asset!

  6. No. You are not.
    Who will complain her/his money is alot?

    Adino: Now don’t have a lot of money, but wish to have more money

  7. Even though I didn’t read those financial management books, but I am trying hard to manage my financial by my own. You are not money minded, just try to be smarter in financing…

    Adino: I think so too, but others may not think the same way as you

  8. you can join me over teh tarik & i can share with you why i think money could be the root of all sorts of evil.

    or, why we should spend less than we earn.

    or, why a successful man is one who earns more than his wife can spend. heh heh!

    Adino: Money can be used for good as well. Agree with you on the second point, but my wife doesn’t spend a lot of money


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