You can’t really avoid advertisements these days. You can even see ads on this blog. Content publishers need revenue, and advertisers want to be seen.
Think of the last time you watched an advertisement on TV or saw an ad on a website.
I don’t know about you, but there are certain advertisements that make me feel [...]
We have less than 2 weeks before we celebrate the new year.
This holiday season is a perfect time for us to reflect on the year that has passed, and to plan for the next year.
Today I just want to share with you some tips to ensure that you finish your financial year well.
1. Have You [...]
In last week’s budget, Prime Minister announced that there will be a RM50 service tax on every credit card, and RM25 for every supplementary card.
One way to avoid this service tax is to cancel your extra credit cards. Many of you are thinking how to cancel your credit cards or charge cards.
This post is a simple [...]
Why I Abandoned My Budget
Everyone seems to be talking about budget nowadays. First, there’s the big Malaysian Budget 2010. At work we have to prepare our department budget for next year.
I’ve thrown my budget out the window.
Not literally of course. My budget is on a spreadsheet. I can’t throw it anywhere. But I’ve stopped trying [...]
If you have read my previous post about setting SMART financial goals, you may need a way to calculate the future value of money.
For example, you want to save enough money for your child’s education in 15 years time. How do you know how much to save?
I have written a simple future value calculator based [...]
(Originally published on my frugal blog on June 3 2009)
In my previous post I pointed out to you how we must have financial goals before we even think about investment.
Today I’m going to show you how to set financial goals for your own life.
What Are Your Financial Goals?
Now, you may ask me what goals qualify [...]
(Originally published on my frugal blog on June 1 2009)
“Why do I save money? Why do I invest? It’s hard work!”
“Sometimes it is so hard that I just feel like giving up. Why do I have to ’suffer’ today and live without the things I want?”
“Why do I have to ’sacrifice’ so many things when [...]
I’ve been doing a lot of reading in the past few months.
I realized that my financial knowledge is not wide enough. I may know (or I think I know) about interest rates or minimizing debt, but I realize that there is so much more to learn.
From what I have read so far, one of the [...]
(Originally published on my frugal blog on July 11 2008)
This week’s Frugal Friday tip will show you how to make your own cotton balls from a roll of cotton. Frugal Friday tips are short and easy frugal tips you can pick up as a weekend project.
If you have a baby, you will need to use [...]
(Originally published on my frugal blog on July 9 2008)
The 1 sen rounding mechanism has been implemented in Malaysia without any major issues. However, being a frugal beagle I can’t help but to highlight some problems that I have come across.
I know that a few sen is not worth much, but frugal beagles never let [...]
