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	<title>Comments on: Future Value Calculator</title>
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		<title>By: Nazma</title>
		<link>http://www.adinochang.com/archives/future-value-calculator.html/comment-page-1#comment-7205</link>
		<dc:creator>Nazma</dc:creator>
		<pubDate>Thu, 25 Mar 2010 09:14:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=712#comment-7205</guid>
		<description>Dear Adino,

Need to know how can a person calculte FV using the calulator alone.

&lt;strong&gt;Adino&lt;/strong&gt;: Hi Nazma, sorry I can&#039;t help you. Normally you need to get a special financial calculator. 

I don&#039;t know the formula to calculate using a normal calculator, but if I was to try, I would just keep multiplying my starting amount over and over again. 

For example, if RM100 today with 4% increment over 10 years. I will use 100 X 1.04. Then repeat 10 times.</description>
		<content:encoded><![CDATA[<p>Dear Adino,</p>
<p>Need to know how can a person calculte FV using the calulator alone.</p>
<p><strong>Adino</strong>: Hi Nazma, sorry I can&#8217;t help you. Normally you need to get a special financial calculator. </p>
<p>I don&#8217;t know the formula to calculate using a normal calculator, but if I was to try, I would just keep multiplying my starting amount over and over again. </p>
<p>For example, if RM100 today with 4% increment over 10 years. I will use 100 X 1.04. Then repeat 10 times.</p>
]]></content:encoded>
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	<item>
		<title>By: vinnie</title>
		<link>http://www.adinochang.com/archives/future-value-calculator.html/comment-page-1#comment-6778</link>
		<dc:creator>vinnie</dc:creator>
		<pubDate>Sat, 19 Sep 2009 01:14:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=712#comment-6778</guid>
		<description>Thanks adino. Got it now

&lt;strong&gt;Adino&lt;/strong&gt;: No problem. Happy calculating!</description>
		<content:encoded><![CDATA[<p>Thanks adino. Got it now</p>
<p><strong>Adino</strong>: No problem. Happy calculating!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: vinnie</title>
		<link>http://www.adinochang.com/archives/future-value-calculator.html/comment-page-1#comment-6773</link>
		<dc:creator>vinnie</dc:creator>
		<pubDate>Thu, 17 Sep 2009 00:55:23 +0000</pubDate>
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		<description>what is pmt???-fixed payment amount

&lt;strong&gt;Adino&lt;/strong&gt;: This is the regular payment amount that you will add. 

Example, if you have RM10000 now, and you want to see how much you will have in 10 years, assuming 4.5% interest per annum, and each year you will add RM2000:


&lt;blockquote&gt;=FV(0.045, 10, -2000, -10000)&lt;/blockquote&gt;

</description>
		<content:encoded><![CDATA[<p>what is pmt???-fixed payment amount</p>
<p><strong>Adino</strong>: This is the regular payment amount that you will add. </p>
<p>Example, if you have RM10000 now, and you want to see how much you will have in 10 years, assuming 4.5% interest per annum, and each year you will add RM2000:</p>
<blockquote><p>=FV(0.045, 10, -2000, -10000)</p></blockquote>
]]></content:encoded>
	</item>
	<item>
		<title>By: Gallivanter</title>
		<link>http://www.adinochang.com/archives/future-value-calculator.html/comment-page-1#comment-6771</link>
		<dc:creator>Gallivanter</dc:creator>
		<pubDate>Tue, 15 Sep 2009 04:07:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=712#comment-6771</guid>
		<description>OK, this has given me a headache. I&#039;ll stick to counting chickens thank you very much! :-P

&lt;strong&gt;Adino&lt;/strong&gt;: Haha it gives me a headache, and sleepless nights too!</description>
		<content:encoded><![CDATA[<p>OK, this has given me a headache. I&#8217;ll stick to counting chickens thank you very much! <img src='http://www.adinochang.com/wp-includes/images/smilies/icon_razz.gif' alt=':-P' class='wp-smiley' /> </p>
<p><strong>Adino</strong>: Haha it gives me a headache, and sleepless nights too!</p>
]]></content:encoded>
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	<item>
		<title>By: ThedaBara</title>
		<link>http://www.adinochang.com/archives/future-value-calculator.html/comment-page-1#comment-6768</link>
		<dc:creator>ThedaBara</dc:creator>
		<pubDate>Fri, 11 Sep 2009 01:01:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=712#comment-6768</guid>
		<description>I don&#039;t know if this is your forte, or if you know who could answer this but any help is greatly appreciated. I have a question about this Income Statement: How would I find a Deprecation Expense w/a Tax Rate of 35%:

Net Sales:            $11250000
COGS (Less):           -7750000

Gross Profits:          3500000
EBIT:          

Interest (Less):         850000
EBT:

Taxes (Less):
Net Income:             1495000
Pref.Stock Dividends:    495000
Additional R.E.:        1000000

I know I can find my EBIT or EBT w/o my Deprecation Expense, and I&#039;m pulling my hair out trying to work this out, Please help!

&lt;strong&gt;Adino&lt;/strong&gt;: Sorry I can&#039;t help you here. </description>
		<content:encoded><![CDATA[<p>I don&#8217;t know if this is your forte, or if you know who could answer this but any help is greatly appreciated. I have a question about this Income Statement: How would I find a Deprecation Expense w/a Tax Rate of 35%:</p>
<p>Net Sales:            $11250000<br />
COGS (Less):           -7750000</p>
<p>Gross Profits:          3500000<br />
EBIT:          </p>
<p>Interest (Less):         850000<br />
EBT:</p>
<p>Taxes (Less):<br />
Net Income:             1495000<br />
Pref.Stock Dividends:    495000<br />
Additional R.E.:        1000000</p>
<p>I know I can find my EBIT or EBT w/o my Deprecation Expense, and I&#8217;m pulling my hair out trying to work this out, Please help!</p>
<p><strong>Adino</strong>: Sorry I can&#8217;t help you here.</p>
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	</item>
	<item>
		<title>By: vinnie</title>
		<link>http://www.adinochang.com/archives/future-value-calculator.html/comment-page-1#comment-6765</link>
		<dc:creator>vinnie</dc:creator>
		<pubDate>Thu, 10 Sep 2009 09:07:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=712#comment-6765</guid>
		<description>How to do it in excel?

&lt;strong&gt;Adino&lt;/strong&gt;: You can use the function I mentioned in my post.</description>
		<content:encoded><![CDATA[<p>How to do it in excel?</p>
<p><strong>Adino</strong>: You can use the function I mentioned in my post.</p>
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	<item>
		<title>By: vinnie</title>
		<link>http://www.adinochang.com/archives/future-value-calculator.html/comment-page-1#comment-6764</link>
		<dc:creator>vinnie</dc:creator>
		<pubDate>Thu, 10 Sep 2009 09:00:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=712#comment-6764</guid>
		<description>You are so smart to calculate even though you are not trained in Accounting, i believe

&lt;strong&gt;Adino&lt;/strong&gt;: I learned it from reading personal finance books. </description>
		<content:encoded><![CDATA[<p>You are so smart to calculate even though you are not trained in Accounting, i believe</p>
<p><strong>Adino</strong>: I learned it from reading personal finance books.</p>
]]></content:encoded>
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	<item>
		<title>By: keeyit</title>
		<link>http://www.adinochang.com/archives/future-value-calculator.html/comment-page-1#comment-6758</link>
		<dc:creator>keeyit</dc:creator>
		<pubDate>Tue, 08 Sep 2009 13:15:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=712#comment-6758</guid>
		<description>Memang stressful..

&lt;strong&gt;Adino&lt;/strong&gt;: Yeah haha</description>
		<content:encoded><![CDATA[<p>Memang stressful..</p>
<p><strong>Adino</strong>: Yeah haha</p>
]]></content:encoded>
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