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	<title>Comments on: 4 Simple Steps to Cancel Your Credit Card</title>
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	<link>http://www.adinochang.com/archives/4-simple-steps-to-cancel-your-credit-card.html</link>
	<description>Adino Chang&#039;s Personal Website</description>
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		<title>By: 4 Financial Affairs to Settle Before Celebrating New Year &#124; Adino Online</title>
		<link>http://www.adinochang.com/archives/4-simple-steps-to-cancel-your-credit-card.html/comment-page-1#comment-6969</link>
		<dc:creator>4 Financial Affairs to Settle Before Celebrating New Year &#124; Adino Online</dc:creator>
		<pubDate>Thu, 17 Dec 2009 03:17:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=771#comment-6969</guid>
		<description>[...] Read my guide on how to cancel your credit card. [...]</description>
		<content:encoded><![CDATA[<p>[...] Read my guide on how to cancel your credit card. [...]</p>
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	<item>
		<title>By: Malaysia to Implode? &#124; The Brooding Lizard</title>
		<link>http://www.adinochang.com/archives/4-simple-steps-to-cancel-your-credit-card.html/comment-page-1#comment-6853</link>
		<dc:creator>Malaysia to Implode? &#124; The Brooding Lizard</dc:creator>
		<pubDate>Thu, 05 Nov 2009 12:16:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=771#comment-6853</guid>
		<description>[...] Not many are able to be so diligent or disciplined to curb their spending. There is a great temptation to spend. So here&#8217;s my advise to those who have several cards - cancel and consolidate. Keep only 1-2 cards on the side. If you do online purchases, I suggest you have a low limit card (in case of fraud). There&#8217;s good information on the how to cancel your credit cards on Adino&#8217;s blog. [...]</description>
		<content:encoded><![CDATA[<p>[...] Not many are able to be so diligent or disciplined to curb their spending. There is a great temptation to spend. So here&#8217;s my advise to those who have several cards &#8211; cancel and consolidate. Keep only 1-2 cards on the side. If you do online purchases, I suggest you have a low limit card (in case of fraud). There&#8217;s good information on the how to cancel your credit cards on Adino&#8217;s blog. [...]</p>
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		<title>By: vinnie</title>
		<link>http://www.adinochang.com/archives/4-simple-steps-to-cancel-your-credit-card.html/comment-page-1#comment-6836</link>
		<dc:creator>vinnie</dc:creator>
		<pubDate>Fri, 30 Oct 2009 01:00:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=771#comment-6836</guid>
		<description>Thanks for your detailed passage

&lt;strong&gt;Adino&lt;/strong&gt;: I enjoyed writing it

:)</description>
		<content:encoded><![CDATA[<p>Thanks for your detailed passage</p>
<p><strong>Adino</strong>: I enjoyed writing it<br />
 <img src='http://www.adinochang.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: bengbeng</title>
		<link>http://www.adinochang.com/archives/4-simple-steps-to-cancel-your-credit-card.html/comment-page-1#comment-6834</link>
		<dc:creator>bengbeng</dc:creator>
		<pubDate>Thu, 29 Oct 2009 11:44:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=771#comment-6834</guid>
		<description>i tried to cancel my allianz bank card today.. lots of steps to take. still not able to. i will go to the bank personally.

&lt;strong&gt;Adino&lt;/strong&gt;: Yup, sometimes they make it really difficult to cancel. But even when you go to the bank, best if you write a letter. Last time I went without a letter, they passed me a blank A4 paper then asked me to write one on the spot!</description>
		<content:encoded><![CDATA[<p>i tried to cancel my allianz bank card today.. lots of steps to take. still not able to. i will go to the bank personally.</p>
<p><strong>Adino</strong>: Yup, sometimes they make it really difficult to cancel. But even when you go to the bank, best if you write a letter. Last time I went without a letter, they passed me a blank A4 paper then asked me to write one on the spot!</p>
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	<item>
		<title>By: rinnah</title>
		<link>http://www.adinochang.com/archives/4-simple-steps-to-cancel-your-credit-card.html/comment-page-1#comment-6832</link>
		<dc:creator>rinnah</dc:creator>
		<pubDate>Tue, 27 Oct 2009 10:16:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=771#comment-6832</guid>
		<description>LOL @ Yenjai! Yeah, I also hope the banks will come up with some ingenious scheme like that. But until then, I&#039;m cancelling the cards I don&#039;t use...</description>
		<content:encoded><![CDATA[<p>LOL @ Yenjai! Yeah, I also hope the banks will come up with some ingenious scheme like that. But until then, I&#8217;m cancelling the cards I don&#8217;t use&#8230;</p>
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	<item>
		<title>By: yenjai.net</title>
		<link>http://www.adinochang.com/archives/4-simple-steps-to-cancel-your-credit-card.html/comment-page-1#comment-6831</link>
		<dc:creator>yenjai.net</dc:creator>
		<pubDate>Tue, 27 Oct 2009 06:21:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.adinochang.com/?p=771#comment-6831</guid>
		<description>Haha
I am still waiting for those banks to come up with creative ways to offset the RM50

They may even say:
Those who swipe more than 5k in a year, the bank will foot your RM50
That will save all my troubles
^-^

&lt;strong&gt;Adino&lt;/strong&gt;: Hopefully that will be the case, but I suppose banks will find some way to cover their &#039;extra cost&#039;. Perhaps they will cut down on the rewards scheme or charge higher annual fees.

:)</description>
		<content:encoded><![CDATA[<p>Haha<br />
I am still waiting for those banks to come up with creative ways to offset the RM50</p>
<p>They may even say:<br />
Those who swipe more than 5k in a year, the bank will foot your RM50<br />
That will save all my troubles<br />
^-^</p>
<p><strong>Adino</strong>: Hopefully that will be the case, but I suppose banks will find some way to cover their &#8216;extra cost&#8217;. Perhaps they will cut down on the rewards scheme or charge higher annual fees.<br />
 <img src='http://www.adinochang.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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